Should I contribute to a ROTH 401k plan?

For young investors, we really like ROTH 401k contributions. 

Under current tax law, a ROTH 401k plan has tremendous advantages as capital gains are never taxed. Thus, if you are young and contribute to a ROTH 401k - you might never pay taxes on your gains.

If you are middle-aged or near retirement, it still may make sense to split your contributions between a ROTH 401k and regular 401k if your employer allows for that. To arrive at the best answer for you, it does require a thorough understanding of your financial situation and long-term goals. 

That's where FEE-ONLY advisers from the 1800ADVISER network can help. Our team of experienced financial professionals can provide you with unbiased, independent advice to help you make an informed decision about your retirement savings. We offer a range of financial planning services, including 401k management and advice, to help you achieve your long-term financial goals.

Don't navigate the complex world of retirement savings alone. Contact 1800ADVISER today to schedule a consultation with one of our FEE-ONLY advisers and start on the path to financial success.

If you have never worked with a FEE-ONLY financial adviser before or looking for a second opinion, we can help you. Simply Click Here to connect with a FEE-ONLY adviser. Alternatively, visit 1800ADVISER.COM to browse biographies of individual advisers and choose one or more to connect with. 


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Founded in 1998, The Independent Adviser Corporation has assisted thousands of individuals, families, and businesses. We are 100% independent and objective and offer free private consultations to our clients. Our company publishes free investment research and educational materials, and when specific financial or legal advice is needed, we connect clients with a network of FEE-ONLY professionals. For more information, become a member or to schedule a free consultation, please visit our website at or 1800ADVISER.COM.